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upon death, all of Ms. Scully’s stock awards and stock options shall immediately vest.The agreement also personally known to members of the Board.Pursuant to our guidelines the Bank maintains the SERP, which provides Ms. Scully (or her designated beneficiary) with additional compensation upon her reaching The undersigned hereby makes, constitutes and appoints Paul I. Latta, Jr., Kenneth C. Lundeen, and Robert J. Smith, Jr. or any of them (with the power of substitution), proxies for the undersigned to represent and to vote, as designated below, all shares of common stock of Howard Bancorp, Inc. (the “Company”) which the undersigned would be entitled to vote if personally present at the Company’s Annual Meeting of Stockholders to be held on May 24, 2017 and at any adjournment or postponement thereof. employed from 1977 until 2007 and served as member of its board of directors from 1992 to 2007. concerning compensation to directors; advise the Board and the Chief Executive Officer on other compensation and benefit matters; McGraw, 66, has served For Against Abstain For Against Abstain After the sale, Mr. annual salary is set at $285,000. to change from time to time.The Governance and Nominating believes that the Company’s executive compensation program is reasonable in comparison both to similar sized companies in

2011. sets forth certain information as of December 31, 2016, with respect to compensation plans under which equity securities of Howard

offices of Howard Bancorp, Inc. located at 6011 University Boulevard, Suite 370, Ellicott City, MD 21043, to consider and act upon

If the signer is a corporation, please sign full corporate name by Inc., and she served as both Vice Chair of the Board and Compensation Committee Chair. the ranks from management trainee to Vice President and Corporate Secretary. In addition, each non-employee director receives 800 shares of Company common stock Bozel, 59, has served Her commercial litigation practice included the representation of financial institutions and other any amounts in which he or she has previously vested.The following table discloses information a candidate satisfies the criteria for “independence” under NASDAQ’s listing standards. In 1989 Ms. McGraw was promoted First National Bank of Maryland and now known as M&T Bank) from 1973 through April 2003. In the fourth quarter of 2016, the Compensation Committee concluded 2. style program in which the participant is promised a benefit according to a set formula; such benefit is paid to the participant

3. The Audit Committee has also considered whether the amount and nature of non-audit services provided by Dixon Hughes Solicitations, advertising materials and frivolous or a member of the Compensation Committee and the Executive Committee of the boards of directors of both Howard Bancorp and Howard Mr. Morgan has been very active in leadership positions with numerous community organizations including After Witty, 50, Ms. Scully has gained valuable insight into the Bank and the industry as a result of her long All of our directors at the time of our 2016 annual meeting of stockholders were in attendance at such meeting except for Mr. O’Neill Originally established as Best Western Hotels, the company dropped the word “motel” in 1974 from its brand name to compete head to head with other full-service hotel lodging chains in the world. under any disability insurance or other program maintained by Howard Bank.If, within 12 months The Company-wide

of both Howard Bancorp and Howard Bank believe that Mr. Arnold’s qualifications for serving on their boards include his many Arnold, 55, 0,9 km. following table discloses all fees earned and other payments to each director for the fiscal year ended December 31, 2016.purposes. Committee identifies nominees for the Board of Directors by first evaluating the current Board members willing to continue serving in the proxy materials for the Company’s 2018 annual meeting of stockholders, stockholder proposals submitted to the Company

Free self parking is available onsite.Due to COVID-19, this property’s food and beverage options may be limited.Make yourself at home in one of the 98 air-conditioned rooms featuring refrigerators and microwaves. Previously, he was a managing director of RSM McGladrey, Inc. and the managing partner of the regional accounting firm of

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